Unlock your business potential with SBA 504 financing
Discover how the SBA 504 loan can help your business acquire commercial real estate and equipment, preserving your vital working capital. We're here to guide you through the process.
What is the SBA 504 loan?
The SBA 504 loan program was created to assist businesses in buying owner-occupied commercial real estate and equipment while keeping their working capital intact. This program makes financing more accessible to small businesses with low down payments and long-term, fixed, low-interest rates. It's an ideal solution for business owners looking to grow their assets without draining their cash reserves.
Key advantages of an SBA 504 loan
The SBA 504 loan offers significant benefits for small business owners. Enjoy low down payments, allowing you to preserve your crucial working capital. Benefit from long-term, fixed, low-interest rates, providing stability and predictability in your monthly payments. This program is designed to make financing more accessible, helping you secure the real estate and equipment needed for your business's expansion and success.
Understanding eligibility for SBA 504
To qualify for an SBA 504 loan, your business must meet specific SBA eligible lending criteria. These requirements ensure that the program supports small businesses that are poised for growth and can responsibly manage their financial commitments. It's important to understand these criteria before applying to maximize your chances of approval. Our team can help you navigate these requirements.
Partner with California Home and Business Funding
Don't navigate the complexities of SBA 504 financing alone. Our team of specialists is dedicated to providing the optimum loan for each specific situation. We leverage years of experience in real estate and business funding to streamline your application process and secure the best possible terms. Let us help you achieve your business goals.